The EMS eCheck service is one of the most refined check verification systems in the industry. It gives you the confidence to accept more checks, while reducing bank fees and processing costs. You will see an improvement in cash flow with speedy funding utilizing the eCheck Plus verification. This service screens checks against information from hundreds of thousands of businesses and financial institutions, minimizing the risks associated with check acceptance.


The EMS eCheck Plus service offers merchants an ample solution for check guarantee, incorporating authorization, settlement, and collections. It combines the industry’s most sophisticated check acceptance system with a warranty service option for peace of mind when it comes to returned check liability.


Convenience is important to everyone (not to mention our merchants). Electronic Check Conversion gives merchants just that – only it’s convenience with a guarantee. This check conversion process not only processes the check electronically, allowing the merchant to forgo trips to the bank, but it also guarantees the approved transactions. With this program, the merchant simply accepts the checks and the check conversion program does the rest! The merchant can now accept and process checks just like they accept and process credit cards.


Check 21 processing facilitates faster funding on a wider variety of checks and with fewer restrictions than ACH. This flexibility makes Remote Deposit Capture ideal for many sales environments. Checks can be accepted at the Point of Sale or when the consumer is not present. Check 21+ is a versatile payment option that fits the needs of many different merchants.